The Healthcare Committee has decided to reconsider portions of its proposal to better accommodate the thoughtful and heartfelt concerns you have raised and consider alternatives that seek to better balance the needs of all -- members, dues payers, and the plan itself. While the original medical dues recommendation and contribution assumptions were based on financial information available to the Board in October 2012, the year-end financial position of the Medical Plan is better than was anticipated. Although very good news, the lower-than-forecast expense-to-revenue ratio is not a total cure for the many challenges that face our Medical Plan. However, it will help in the design of a new proposal, as the overall cost-increase projections have lessened slightly. 

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